Have you been dreaming of a beach house? Don't miss your chance with this adorable 2 bedroom, 2 bathroom split floor plan home located in the community of May Terrace. The sellers have done several updates throughout the home! ROOF was replaced in 2023, and NEW HURRICANE IMPACT windows were added this year. The large lanai has been converted into a 3 season room, open up the sliders and stretch out into the full 1700+ square feet of living space. Perfect for entertaining, with a window pass through to the kitchen, serving is a breeze! Tranquil pond view off to the left and a large patio right out the door, ready for grilling. The driveway has also been expanded to add an extra parking space and a paved walkway to the garage side door entryway. Interior doors have all been replaced and the exterior of the home has been painted. The master bedroom includes a renovated en-suite bath and custom walk-in closet! The second bedroom is on the other side of the home with the guest bathroom, this area can be closed off from the living room giving your guests their own private area, with access to the garage. Open concept throughout the shared living and dining room space. The kitchen has been modernized and has a pass through window to the living room. and has stainless steel appliances and wood cabinets, the neutral colors feel light and airy. The one car garage is over-sized and includes a sink and the washer & dryer. X500 zone, NO HOA, NO CDD Fees. PUBLIC Water & Sewer! This property is MOVE-IN READY and furnishings are optional. The location is awesome! Englewood Beach is ONLY an 8 minute drive away! Close to restaurants and stores, this home is right in the heart of everything you need! Added BONUS: This lot is eligible to join the Englewood Garden Beach Club for an additional fee, if desired. There is a 2 year wait list for this club! Private beach access awaits and it's close enough to park and walk to local restaurants in the busy season.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,200 | $247,200 | $247,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $234 | $234 | $234 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,686 | $1,643 | $2,085 |
Total Monthly Payment | $1,995 | $1,952 | $2,394 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.