As you step into this classic Cape Cod-style home, the manicured lawns immediately draw your eye, enhancing the home's charm and inviting atmosphere. Quality craftsmanship is evident throughout, creating a warm and welcoming environment. The foyer showcases a striking wood staircase, setting an elegant tone for the residence. The oversized living room, anchored by a cozy wood fireplace, is perfect for relaxation and gatherings. Imagine spending peaceful evenings in the adjacent screened porch, where the soothing sounds of nature and the ocean harmonize. A classic library with built-in shelves provides a serene space for reading or working. The dining room, offering views of the lush grounds, connects seamlessly to another screened porch, ideal for outdoor dining or savoring your morning coffee. The eat-in kitchen features modern finishes complemented by reclaimed wood ceiling beams, creating a functional and inviting space for cooking and gathering. Upstairs, the primary bedroom serves as a private haven, complete with its own screened porch. Three additional bedrooms offer ample space for family and guests, along with a well-appointed ¾ bath. Adding to the property's appeal is a detached carriage house, built in 2008, which provides versatility with space for three vehicles and a workshop, plus potential for expansion above. This home captures the essence of coastal living, offering privacy and an inviting lifestyle in beautiful Rye Beach.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $4,320,000 | $4,320,000 | $4,320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $1,035 | $1,035 | $1,035 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $24,868 | $27,305 | $36,455 |
Total Monthly Payment | $26,027 | $28,464 | $37,614 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.