Under contract-accepting backup offers. Welcome home to this delightful St Petersburg pool home! While this property is in an AE flood zone according to the original owner the property has never flooded during her 45 year ownership. From the very attractive manicured front garden to the oversized open pool, the long and shady covered lanai, this house checks off a lot of boxes! Recent improvements include AC (2019) The recently painted exterior and new windows (2021) throughout adds to the appeal and efficiency of this property. As you enter the covered porch and entrance, the bright and inviting formal living room is to your left with an oversized picture window overlooking the front garden. The dining area is to the back of the home and offers direct access to the oversized covered Lanai, a perfect place to sip lemonade in the shady Lanai! The galley style kitchen is just off the dining area and it offers newer appliances and has a closet pantry, and it overlooks the cozy family room with an impressive wood burning Fireplace, a perfect place for cool winter nights. The split plan offers a large Primary bedroom, which overlooks the pool and is complete with a generously sized walk-in closet and an updated bathroom with an impressive step down shower and newer vanity and sliders to the porch! The second and third bedrooms are generously sized and the guest bathroom is only steps away. The backyard truly is the crowning glory for this impressive property with an oversized pool with an extended composite deck with seating, the perfect place for gatherings and entertaining. Don't delay in seeing this house as it will sell fast!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $183 | $183 | $183 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,741 | $2,738 | $3,533 |
Total Monthly Payment | $3,015 | $3,012 | $3,807 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.