Welcome to this beautifully updated two-story home in Banyan Bay! This 3-bedroom plus den, 2. 5-bathroom home spans 2, 611 square feet and blends style, comfort, and practicality in a peaceful setting. With fresh paint both inside and out, new hardwood flooring and tile throughout, updated light fixtures and fans, and new French doors leading to the den, every room exudes warmth and elegance. In the heart of the home, the kitchen is thoughtfully designed with rich dark wood cabinets, sleek granite countertops, and stainless steel appliances, including a new refrigerator. The primary bedroom is conveniently located on the first floor, offering ease of access and a calming retreat from the rest of the home. Its ensuite bath includes a spacious soaking tub, dual vanities with abundant storage, and a glass-enclosed shower. The upstairs bedrooms are generously sized with access to a full bath, ensuring comfort and convenience for family and guests alike. Additional features include an in-residence laundry room equipped with storage cabinetry and a utility sink and 2 year new A/C! Positioned just outside the gated portion of Banyan Bay, this home benefits from lower HOA fees while still providing access to the full range of community amenities, including a sparkling pool. Most importantly, this home has also weathered all of the recent hurricanes without any flooding!! Located in a prime area of Fort Myers just minutes from the area’s stunning Gulf beaches, upscale shopping centers, and a variety of dining options.
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Our Executive Mortgage Banker:
Our Insurance Division:
$524,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $419,999 | $419,999 | $419,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $458 | $458 | $458 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,791 | $3,601 |
Total Monthly Payment | $3,344 | $3,341 | $4,151 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.