Charming 3-Bedroom Home with Endless Potential in Naugatuck, CT! Welcome to this delightful single-family home brimming with character and ready for your personal touch. Featuring three bedrooms and two full bathrooms across 2, 118 square feet, this residence offers ample space for your family to grow and thrive. The spacious living areas are perfect for entertaining or relaxing with family, while each bedroom provides a cozy retreat with abundant natural light and customization potential. A large, sun-drenched family room sits above the two-car garage, with two bay windows, creating a beautiful gathering space. Additionally, a full walk-up attic offers a versatile area that could be transformed into a fourth bedroom, home office, or playroom. The heated basement expands the possibilities for added space; specifically ample storage. This home is ideal for buyers looking to add their own updates and personal touches to a property with classic craftsmanship and solid construction. Original architectural details add unique character to the home, while the back yard offers an inviting space for outdoor activities and gardening. Located in the friendly Millville neighborhood, this home is conveniently close to local schools, parks, and amenities. A very convenient central location in CT that is close in proximity to Route 8, I-84, I-95, Rt. 63, Rt. 69 and other major highways. A great commuter location! Don't miss the chance to make this charming house your dream home! HIGHEST AND BEST OFFERS BY TUESDAY, NOVEMBER 5, 2024 by 6PM
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 12.0 x 14.0 | Upper |
Bedroom 2 | Hardwood Floor | 9.0 x 11.0 | Upper |
Dining Room | Wall/Wall Carpet,Hardwood Floor | 12.0 x 14.0 | Main |
Full Bath | Full Bath,Stall Shower,Laundry Hookup,Vinyl Floor | 8.0 x 10.6 | Main |
Full Bath | Full Bath,Tub w/Shower,Vinyl Floor | 5.0 x 7.4 | Upper |
Great Room | Bay/Bow Window,Balcony/Deck,Hardwood Floor | 21.0 x 24.0 | Main |
Kitchen | Breakfast Bar,Island,Vinyl Floor | 11.0 x 16.0 | Main |
Living Room | Wall/Wall Carpet,Hardwood Floor | 12.0 x 14.0 | Main |
Primary Bedroom | Hardwood Floor | 12.0 x 14.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,920 | $215,920 | $215,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $620 | $620 | $620 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,437 | $1,435 | $1,821 |
Total Monthly Payment | $2,132 | $2,130 | $2,516 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.