Step into this beautifully updated and meticulously maintained home, offering the perfect blend of style and comfort located close to Fairfield University & local beaches. Enclosed by a charming white fence, this property exudes curb appeal and provides privacy and a peaceful atmosphere. Featuring 2 spacious bedrooms and 2. 5 bathrooms, this home is ideal for those seeking a cozy yet modern living space. The main level boasts a harmonious layout with elegant touches, while the finished basement adds extra versatility for entertaining or additional living space. In addition the comfortable basement couch is included in the sale, making it move-in ready for relaxation! The back of the home is perfect for outdoor gatherings or quiet mornings enjoying the serene, level property. Inside, the walk-up attic is equipped with spray foam insulation, ensuring energy efficiency year-round. Conveniently located close to the I-95 thruway, commuting is a breeze, and all the amenities of the area are just a short drive away. Whether you're looking for a first home or downsizing, this stunning property encompasses a perfect combination of modern upgrades and charm, ready for you to make it home! Originally built as a three bedroom home and converted to a two bedroom by previous owners.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Ceiling Fan,Hardwood Floor | 12.0 x 10.0 | Upper |
Dining Room | Balcony/Deck,French Doors,Hardwood Floor | 12.0 x 12.0 | Main |
Eat-In Kitchen | Breakfast Bar,Granite Counters,Tile Floor | 11.0 x 17.0 | Main |
Family Room | Laminate Floor | 25.0 x 13.0 | Lower |
Full Bath | Remodeled,Tub w/Shower,Tile Floor | Upper | |
Full Bath | Remodeled,Stall Shower,Marble Floor | Lower | |
Half Bath | Remodeled,Tile Floor | Main | |
Living Room | Ceiling Fan,Gas Log Fireplace,French Doors,Hardwood Floor | 23.0 x 13.0 | Main |
Office | Built-Ins,French Doors,Hardwood Floor | 11.0 x 8.0 | Main |
Primary Bedroom | Built-Ins,Ceiling Fan,Hardwood Floor | 20.0 x 13.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $761 | $761 | $761 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,684 | $3,589 | $4,630 |
Total Monthly Payment | $4,537 | $4,442 | $5,483 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.