Buy this home with an assumable VA loan! Welcome Home to this stunning 3531 sq/ft 5 bedroom/4 bathroom/4 car garage MI Homes Mira Lago model in the sought after Epperson Lagoon community of Wesley Chapel. This home is located on a homesite with a pristine and relaxing conservation, where no one can ever build behind you. It makes for the BEST evenings after a long day of work! Enter an inviting hallway that leads to the open living room and modern gourmet kitchen, with upgraded 42” cabinets with crown molding, NEW stainless steel GE appliances, and glass subway tile. The spacious kitchen also features a butler's pantry as well as a walk-in pantry with shelving for plenty of storage space. The kitchen has a center island, granite counters, and a breakfast nook. 10-foot ceilings are found throughout the first floor, with 8 foot doors leading to each room. There is a spacious guest room located on the first floor and can be an in-law suite with easy access to the bathroom. The open concept allows you to be in the kitchen and overlook the living room as well as that amazing view of the conservation. The breakfast nook sliders lead to the covered and screed lanai, where you can have an outdoor entertainment space. The home also comes with a grilling pad that was recently installed to enhance the outdoor space. There are hardwood floors and tile throughout the house. Carpet in the bedrooms. Entertain your family and friends in the second-floor oversized great room, perfect for movies or game night. The master suite has dual vanity sinks, larger shower, and a huge walk-in closet. This home has some amazing upgrades, like 6-inch baseboards, NEW interior paint, NEW hot water heater, shiplap focal wall, electric fireplace, and an oak hardwood staircase, and many more. There is a security system that features cameras around the home and a video doorbell. The owners have also installed a water softener system. Included with this home is access to ULTRAFi internet and TV, and the world-class amenities of the Epperson community. Residents enjoy exclusive access to the community’s centerpiece—an expansive 7. 5-acre crystal-clear lagoon. This stunning lagoon offers a swim-up bar, water slides, kayaking, paddleboarding, and beach volleyball, along with cabanas, sandy beaches, and a variety of community events like live music and food trucks. With low HOA fees, this resort-style community also boasts dog parks, playgrounds, walking trails, and golf cart paths. Located just minutes from the KRATE outdoor mall, and within close proximity to Downtown Tampa, Tampa International Airport, and Orlando, this home in Wesley Chapel offers unparalleled convenience and entertainment. Experience the ultimate vacation lifestyle at Epperson, where every day feels like a getaway!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $592,000 | $592,000 | $592,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $894 | $894 | $894 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,939 | $3,935 | $5,076 |
Total Monthly Payment | $4,925 | $4,921 | $6,062 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.