Welcome to 77 Golden Hills Rd, a stunning waterfront ranch in Saugus, MA. This exquisite 4-bedroom, 3-bath home was completely redone from the foundation up in 2018, blending luxury and modern design. Step into a bright foyer that leads to a spacious open floor plan. The chef's kitchen features high-efficiency appliances, custom cabinetry, and an impressive 8-foot waterfall island, perfect for entertaining. The living room boasts a cozy gas fireplace and a slider door that opens to a deck overlooking beautiful Spring Pond. Retreat to the main level master suite, which includes a walk-in closet and a spa-like bath with a tiled rain shower and floating tub. A second bedroom offers water views and generous storage. The main level also features a full bath that doubles as a laundry room. The fully finished basement includes two additional bedrooms, a family room, a full bath, and an exercise room. This home is a true gem—don’t miss your chance to make it yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,059,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $847,920 | $847,920 | $847,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.004% | 6.738% | 6.307% |
Monthly Tax Payment | $771 | $771 | $771 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,948 | $5,429 | $7,213 |
Total Monthly Payment | $5,844 | $6,325 | $8,109 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.