244 RUM RUNNER Way, St Johns, FL, 32259 | $660,000

You will fall in love with this spacious townhouse that looks and feels brand new. This well maintained home shows like a model, no need to wait for new construction and give up valuable square footage. This beautiful townhome sits on the pond and has porches both downstairs and upstairs to relax and enjoy Florida life. Inside you will find three bedrooms, two and a half bathrooms, with loft space upstairs and lots of storage throughout. Your master bedroom is a sanctuary with great space, a spa like bathroom, and a huge walk-in closet. The first floor is expansive with room for entertaining. You will enjoy cooking on the gas stove and having plenty of pantry space. Living in this home will be your own personal paradise especially when you live in a community like Beachwalk with it's amazing amenities and 14 acre crystal clear lagoon with swim up bar. Access to all of these great amenities is across the street. Don't miss out—schedule a viewing today to see all this home has to offer

Features

  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Upper Level
  • Style: Villa
  • Year Built: 2020
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,649
  • Acreage: 0.16
  • Est. Taxes: $10,621
  • HOA Fee: $325 Monthly
  • Elem. School: Liberty Pines Academy
  • Middle School: Liberty Pines Academy
  • High School: Beachside
  • Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer
  • MLS#: 2052974
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/2052974/244rumrunnerway_stjohns_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

244 RUM RUNNER Way, St Johns, FL, 32259

$660,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $528,000 $528,000 $528,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.708% 7.133% 6.256%
Monthly Tax Payment $885 $885 $885
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,647 $3,509 $4,453
Total Monthly Payment $4,624 $4,486 $5,430

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.