Pride of ownership shines throughout this 2 bedroom/2 bath/1. 5 car garage home in the Trouble Creek Villas community. Besides a BRAND-NEW ROOF and BRAND-NEW A/C, some unique architectural nuances make it an even more special place to call home; namely, an enclosed atrium between the dining and living rooms, a delightful screened front entry porch, and a carpeted lanai dressed in blinds with access to the yard -- all simply charming. Inside, soaring cathedral ceilings overlook a wonderful open floor plan taking in a large formal dining room lit by sliders to the atrium and windows with front entry porch views. The spacious living room holds opportunity for countless furniture configurations while the adjacent eat-in kitchen is light and bright, accented with gleaming white cabinetry and appliances. With the border wall concealing some of the kitchen space, this large, lengthy alcove offers many layout options such as both a dining area and home office; as it’s currently being used. The master bedroom is spacious yet cozy with a wall of sliders revealing the wonderful back patio. A lovely ensuite bath and huge walk-in closet complete this retreat. The second bath is beautifully appointed, accompanied by the very comfortable second bedroom. As far as this quiet community, a sparkling and recently refinished pool and covered gazebo offer a welcoming place to meet your neighbors. The low HOA fee covers community roads and pool maintenance. Lush Fred Howard Park, Cotee River Park, and the 80-acre James E. Grey Wildlife Preserve are minutes away with a 45-minute ride to Tampa’s International Airport. With close proximity to restaurants and retail, a wonderful neighborhood awaits your arrival!
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Our Executive Mortgage Banker:
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$265,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $80 | $80 | $80 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,464 | $1,409 | $1,788 |
Total Monthly Payment | $1,619 | $1,564 | $1,943 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.