Nestled on 3. 39 beautiful acres of country style living in Live Oak, with no HOA, this 3 bedroom and 2 bath home offers 1560 square feet of open floor plan living. Manufactured in 2019, so the HVAC, water softener system and well pump are all the same age giving peace of mind. Hot water tank replaced in 2024. With a well laid out floor plan, and nicely maintained interior - this home offers a large chef's style kitchen with plenty of cabinet and counter space for those who love to cook and flows into the open entertaining area of a family/great room. Brand new metal roof put on within the last 30 days, for a lifetime of worry free living. All new skirting in 2024. Seller is offering a newer John Deere ride on lawn mower with the property, along with 2 separate storage sheds for all of your outdoor storage needs. 2 car covered detached carport on the property as well. Call today to come see everything this tranquil property has to provide.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $184,000 | $184,000 | $184,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $88 | $88 | $88 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,224 | $1,209 | $1,552 |
Total Monthly Payment | $1,387 | $1,372 | $1,715 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.