This beautifully maintained 3 bedroom half duplex is rare find. Boasting pristine interior condition. The main floor provides a living room, dining room, kitchen, half bath, laundry closet, access to the sunroom via sliders in the kitchen which leads to the exterior wood deck perfect for out door entertaining and dining. The second floor provides 3 generously sized bedrooms and full ceramic tile bathroom. Easily accomodates king size bedding in the primary bedroom with ample floor space remaining for additional furniture. The walk out basement is partially finished complete with built in bar area perfect for home gym, family room or office space. Plenty of storage. Additional shed in yard. Perfectly located for family buyers with Geraldine W. Johnson Elementary school within walking distance. Convenient location nearby to Routes 8, 15 and I-95. Off street parking. Schedule your viewing today! This one will not last! 4 window A/C units transfer with property. As is sale. Inspections for information purposes only.
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Upper |
Dining Room | Main |
Full Bath | Upper |
Half Bath | Main |
Kitchen | Main |
Living Room | Main |
Primary Bedroom | Upper |
Sun Room | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $446 | $446 | $446 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,596 | $1,595 | $2,023 |
Total Monthly Payment | $2,117 | $2,116 | $2,544 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.