Looking for a home in Lake county that suits your lifestyle and budget? 3064 Windham Drive in beautiful Lake Joanna Estates is a property you would be proud to call home. Nestled on a mature landscaped lot with access to spring fed Lake Joanna, this home has a spacious floor plan with 3 bedrooms and two bathrooms, a family room with a woodburning fireplace, separate dining area, eat-in kitchen and a fantastic Florida Room with french doors. The Perla Venata countertops add a bit of luxury and style to the well appointed kitchen which also boasts travertine floors and is open to the family room. The primary suite includes an ensuite bath with an updated shower, 2 walk-in closets
with wood shelving and his and hers dual sinks. Lake Joanna Estates is a beautifully maintained neighborhood with a private boat ramp, boat dock with locked boat storage, and boat slips. Enjoy lake access at the neighborhood recreational area and spend the day under the gazebo while skiing, fishing, canoeing or just enjoying the lake. The HOA fees include a water system for your household as well as irrigation for your landscaping. Such a well planned out community that sits at the center of local establishments, such as Publix, Advent Hospital, several restaurants and downtown Eustis and Mount Dora. The beaches are within an hours drive as well as Orlando and many of the local them parks and attractions. Schedule an appointment today to see your next home!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,200 | $495,200 | $495,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $227 | $227 | $227 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,420 | $3,291 | $4,176 |
Total Monthly Payment | $3,738 | $3,609 | $4,494 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.