Under Construction. Welcome to this charming 3-bedroom, 2-bathroom home located at 5286 Teirgarten Street in the welcoming community of Saint Cloud, FL. Upon entering, you'll be greeted by a bright and airy interior designed to create a harmonious living environment. The kitchen is a chef's delight, boasting modern amenities and sleek finishes that make cooking a pleasure. Whether you enjoy hosting gatherings or simply preparing meals for your family, this kitchen is sure to inspire your culinary creativity. The home features 3 cozy bedrooms, ideal for relaxing and unwinding after a long day, along with 2 well-appointed full bathrooms to cater to your daily needs. Outside, you'll find a peaceful retreat in the outdoor space, perfect for enjoying morning coffee or hosting BBQs with friends and family. With a 2-car garage, convenience is right at your doorstep. The community provides a welcoming atmosphere, making it an ideal setting for families, professionals, or anyone seeking a peaceful retreat. Don't miss out on the opportunity to make this house your home sweet home. Make your move now and embrace the lifestyle you deserve in this lovely Saint Cloud community. Secure your place in this vibrant neighborhood and start creating memories that will last a lifetime.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,992 | $399,992 | $399,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $744 | $744 | $744 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,763 | $2,658 | $3,373 |
Total Monthly Payment | $3,582 | $3,477 | $4,192 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.