Situated in the established, master-planned community of PANTHER TRACE, live a life of comfort in Florida paradise. NO FLOOD ZONE and LOW HOA at LESS THAN $6 a MONTH! Offering 4 bedrooms and 2 baths, this OPEN CONCEPT home offers a thoughtfully designed split-floor plan with a GORGEOUS KITCHEN as the central focus of the home. It is well-appointed with plenty of cabinets / storage, newer STAINLESS-STEEL APPLIANCES PACKAGE (2022) and a breakfast bar. The kitchen flows perfectly to the dining room and a great room, making this area excellent for hosting and gathering. The primary bedroom is a place of comfort and relaxation with a WALK-IN CLOSET and primary en-suite bath while the SPACIOUS secondary bedrooms and bath are situated opposite the home for a true SPLIT FLOOR PLAN giving ample opportunity for privacy. Located on a lot with mature landscaping and PROPERTY FENCING, this home checks all the boxes! ENJOY OUTDOOR LIVING AT IT BEST year-round with the COVERED, ENCLOSED LANAI! Sliding doors open from the great room to the covered, exterior living space offering a seamless flow for entertainment. UPGRADES AND UPDATING include newer kitchen appliances (2022), new washer and dryer (2023), new garage door opener (2024), routine HVAC servicing, and solar panels system which may be transferrable to new owners resulting in energy bills at ONLY $180 each month. Panther Trace is one of Tampa Bay's most desirable neighborhoods. Meet neighbors easily at one of the many community events or at the beautiful community pool & shaded playgrounds just around the corner. SPORTS COURTS are among the many amenities including basketball, volleyball, tennis and an open field to practice and play! You can even reserve the clubhouse for a private party! Enjoy strolls through the gorgeous neighborhood offering a quieter way of life or venture out to the walking / bike paths leading to grocery stores and restaurants in either direction. Near EXCELLENT SCHOOLS including THE NEW A-Rated Collins PreK-8 School allowing for minimal transitions between grade levels for elementary / middle schoolers as well as one-of-a-kind sports / recreation fields and facilities and academic programs or take advantage of one of the many charter, school choice or private education options. A new VA hospital, St. Joseph's hospital, esteemed medical clinics colleges, and universities, as well as dining and shopping are only minutes away. Commutes are reasonable with easy access to major highways and expressways. Live a true Florida lifestyle close to world-renowned GULF BEACHES, parks, nature preserves and springs, world champion sports leagues and magical theme parks! Appropriately priced, this home is ready now!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $275,920 | $275,920 | $275,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $331 | $331 | $331 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,906 | $1,834 | $2,327 |
Total Monthly Payment | $2,312 | $2,240 | $2,733 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.