Not in a Flood Zone - This charming 3-bedroom, 2-bathroom block home offers the perfect blend of comfort and convenience. Nestled in the heart of St. Petersburg, this gem boasts easy access to world-class beaches, a vibrant downtown, and the trendy Central Avenue.
This well-maintained block home provides a serene escape with recent upgrades including roof (2019), AC (2021), tankless water heater (2022), new windows (2022), a front paved driveway (2022), and re-piped plumbing. The primary bathroom has been tastefully updated (2022), and the spacious lot features a deck ideal for outdoor enjoyment.
Located just a short drive from stunning beaches (10 minutes from the closest beach), vibrant downtown St. Petersburg (15 minutes), and the trendy Central Avenue (5 minutes), this home offers the best of coastal living. Its prime location provides easy access to shopping, dining, entertainment, and major highways. Additionally, the property is eligible for an ADU, with blueprints available to convert the garage into a potential rental unit or guest suite.
Don't miss this opportunity to own a piece of St. Petersburg paradise. Schedule your showing today!
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$394,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $315,992 | $315,992 | $315,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $540 | $540 | $540 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,156 | $2,100 | $2,665 |
Total Monthly Payment | $2,771 | $2,715 | $3,280 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.