Located in the welcoming Creekside Community of Punta Gorda, this spacious 3, 300 sq. ft. home with large, fenced backyard is perfect for enjoying a relaxed Florida lifestyle and plenty of room to spread out and make memories. Step inside to find a formal living and dining area setting a warm and inviting tone. The main floor also boasts a cozy family room, a versatile office/den, and a full bathroom. The kitchen features granite countertops, a breakfast bar, and a generous walk-in pantry. Upstairs, discover three spacious bedrooms, two full bathrooms, and a loft space. The inviting master suite serves as a private retreat with a large walk-in closet and a luxurious en suite bath. With a new roof installed in 2023, fresh paint throughout, and located in Flood Zone X this home is move-in ready. Outside, enjoy the screened back porch overlooking a spacious, fenced backyard with a beautiful greenbelt view and shaded by trees—perfect for relaxing or hosting gatherings. Creekside offers a peaceful, deed-restricted environment with scenic greenbelts, conveniently located near I-75 and US-41 for easy access to local shopping and dining. Experience the best of Florida living in a home that truly has room for it all!
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Our Executive Mortgage Banker:
Our Insurance Division:
$449,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $534 | $534 | $534 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,390 | $2,387 | $3,029 |
Total Monthly Payment | $2,999 | $2,996 | $3,638 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.