This renovated ranch-style home in Essex offers modern convenience and a fantastic floorplan! Featuring 3 bedrooms and 2 bathrooms, the home has been refreshed with new laminate floors, fresh paint, and a fully finished walkout basement. The main living area greets you with a seamless flow between the kitchen, dining, and living spaces. The kitchen boasts a lofted ceiling with skylights, adding abundant natural light, and an island with extra seating. Step out onto the new deck and enjoy serene views of the wooded backyard, or relax in your private hot tub off the walkout basement. All three bedrooms are located on the main level, offering laminate floors, generous closet space, and easy access to the updated bathroom. The finished basement provides even more versatile living space, perfect for entertaining, a home office, or a recreation area. Additional attic storage keeps seasonal items easily accessible. Situated in a convenient location, this home allows for easy commuting to Burlington or I-89 and is close to Jericho, schools, parks, and recreation trails. A perfect blend of updates and location—don’t miss this opportunity!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $406 | $406 | $406 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,392 | $3,086 |
Total Monthly Payment | $2,876 | $2,873 | $3,567 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.