HIGH AND DRY - NO FLOOD ZONE! PASSING 4-POINT REPORT AVAILABLE! Welcome to this charming 2-bedroom, 1-bathroom home in Holiday, Florida! As you arrive, you’ll notice the beautifully landscaped front yard and the oversized driveway, offering ample parking and adding to the home’s inviting curb appeal. Step onto the shaded front porch, complete with an electric SunSetter awning—perfect for enjoying a morning coffee or unwinding in the evening. Inside, the open floor plan welcomes you with abundant natural light and laminate flooring throughout. The spacious 30-handle kitchen features a central island, designed to accommodate both everyday meal prep and gatherings. This home offers flexible living spaces, including an enclosed Florida room with its own wall AC unit—ideal as a home office, playroom, or even a third bedroom. The bathroom includes a freshly reglazed tub-shower combo for added comfort, and with the seller offering a $1, 000 credit toward interior paint, you have the opportunity to add your personal touch to each space. Step outside to enjoy the fully fenced backyard with a storage shed and covered back patio. Additional features include a newer 2-ton air conditioner, new electrical panel in 2021, rain gutters, and irrigation system PLUS a recent 4-point inspection from April 2024 confirms the home is in excellent condition! Conveniently located near beaches, shopping, and local amenities, this home is a must-see!
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Our Executive Mortgage Banker:
Our Insurance Division:
$245,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $196,000 | $196,000 | $196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $57 | $57 | $57 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,304 | $1,303 | $1,681 |
Total Monthly Payment | $1,436 | $1,435 | $1,813 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.