3515 VALENCIA Road, Jacksonville, FL, 32205 | $549,000

Welcome to 3515 Valencia Road, a beautifully preserved 1927 Spanish missionary revival-styled home nestled in the highly sought-after Avondale Historic District. Just a short stroll from the Shoppes of Avondale, this two-bedroom, one-bath gem offers an abundance of charm and historic character, as well as the opportunity for rental income to offset your mortgage with an apartment set back in the rear with a completely separate entrance to preserve your privacy. Step inside the main house to find lovely hardwood floors and an inviting layout, perfect for cozy living as well as entertaining. With the interior freshly painted and all new kitchen appliances installed, this home is ready for you to turn the key and move right in. Imagine yourself relaxing on the front porch or gathering with your family and friends in the expansive, fenced, landscaped backyard with mature trees. There is more than enough room to build an outdoor kitchen here, set up a swing set or do some gardening in your outdoor haven. The detached two-car garage in the rear of the property is a rare find in Avondale and comes with the added feature of a charming one-bedroom, one-bath apartment above it. This ancillary structure sports a new roof, just replaced in 2024. Don't want to rent it out? This bonus space is versatile and could just as easily be a home office, an art studio, a recording studio, a home gym, an annex for your guests or whatever you want to create.

Features

  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: In Garage, In Unit
  • Style: Historic, Spanish, Traditional, Other
  • Year Built: 1927
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,506
  • Acreage: 0.18
  • Est. Taxes: $6,027
  • Lot Desc: Historic Area, Many Trees
  • Elem. School: West Riverside
  • Middle School: Lake Shore
  • High School: Riverside
  • Appliances: Dishwasher, Gas Range, Microwave, Refrigerator, Washer/Dryer Stacked
  • MLS#: 2054440
  • Days on Market: 23 days
  • Website: https://www.raveis.com
    /prop/2054440/3515valenciaroad_jacksonville_fl?source=qrflyer
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Listing courtesy of BELLE EPOQUE REALTY SERVICES LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert.Reade@raveis.com

Our Insurance Division:

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3515 VALENCIA Road, Jacksonville, FL, 32205

$549,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,200 $439,200 $439,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $502 $502 $502
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,922 $2,919 $3,766
Total Monthly Payment $3,516 $3,513 $4,360

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.