Discover this stunning 2-bedroom, 2-bathroom condo in the vibrant 55+ community of On Top of the World! This beautifully updated second-floor unit, located on the desirable west side of the community, offers elevator access and a charming front porch sitting area, perfect for relaxing and enjoying the Florida sunshine. Some thoughtful updates include hurricane windows in 2017, keyless entry, a Honeywell Wifi thermostat, a 2019 in-unit washer & dryer, and a 2016 water heater. Inside, you'll be greeted by soaring vaulted ceilings and a freshly painted interior that creates a light and airy ambiance. The spacious living room features wood-look laminate flooring, new fans, and modern light fixtures, making it an inviting space for both relaxation and entertainment. Plantation shutters, custom blinds, and decorative rods bring modern elegance to the home. The updated kitchen is a chef’s delight, complete with top-grade stainless steel appliances, granite countertops with an extended island, and an abundance of cabinetry, including custom pull-out shelving for added convenience. A cozy coffee bar and a bright back sitting room make this the perfect spot for your morning routine or afternoon gatherings. Retreat to the primary bedroom, which offers a generous walk-in closet with California Closet organization, plus an additional closet, ensuring ample storage. The private attached bathroom features a stylish tiled shower for your comfort. This condo is not just a home but part of an active and pet-friendly community that boasts a dog park, two pools (one heated), private golf courses, a fitness center, pickleball, tennis, and a vibrant clubhouse offering a variety of activities including fitness classes, cards & billiards, dance classes, and more! Conveniently located close to shopping centers, transportation, banks, and entertainment, you're just a short drive away from the beautiful Gulf beaches. Don’t miss out on this exceptional opportunity to embrace a fulfilling lifestyle in On Top of the World. Schedule your showing today and make this well-maintained gem your own!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,920 | $191,920 | $191,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $122 | $122 | $122 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,277 | $1,276 | $1,646 |
Total Monthly Payment | $1,474 | $1,473 | $1,843 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.