Attention investors and creative minds seeking a rewarding project—opportunity knocks! Welcome to this 3-bedroom, 1. 5-bathroom single-family home located in the serene Emerald Village Lake District. Nestled on nearly a quarter acre, this spacious ranch-style home offers single-level living with a cozy kitchen, separate dining room, and a comfortable family room. The pellet stove provides an efficient secondary source of heat, ensuring warmth during the colder months. The property features a full bathroom and an additional half bath for added convenience. The mudroom includes a washer and dryer, making laundry tasks easy and accessible. Outside, you'll find a spacious yard perfect for outdoor activities and gardening. The Emerald Village Lake District offers a shared well, several beaches, playgrounds, and other recreational facilities, enhancing your country living experience. This home presents a great opportunity for those willing to invest in some sweat equity. Bring your tools and imagination to make this property your own! The seller is a third party with rights to sell property. Showings are delayed until public Open House Saturday 11/2 12-2PM and Sunday 11/3 11AM-1PM. Quick closing possible. Welcome home!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $577 | $577 | $577 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,464 | $1,409 | $1,788 |
Total Monthly Payment | $2,116 | $2,061 | $2,440 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.