Welcome to this charming 2-unit multi-family home, lovingly owner-occupied for the last 38 years. Nestled in a friendly neighborhood, this property offers the perfect blend of comfort and investment potential. The first unit features three bedrooms on the main floor, adorned with beautiful hardwood floors that flow throughout. Natural light floods the living spaces, creating a warm and inviting atmosphere. The second unit boasts two cozy bedrooms on the upper level, along with a deck that offers a great spot for morning coffee or evening relaxation. The kitchen is well-equipped, perfect for family gatherings and entertaining. Both units have their own separate entrances, ensuring privacy for each household. The basement is divided into two distinct sides, each with its own dedicated boiler for separate heat and hot water. Separate electrical services as well. Basement also features a half bath and shower. The property also includes a two-car garage, offering ample storage space and off-street parking. With well-maintained exteriors and inviting porches off each unit, this multi-family home is a fantastic opportunity for both owner-occupants and investors alike. Don’t miss your chance to own a piece of this wonderful community!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $151,920 | $151,920 | $151,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $329 | $329 | $329 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,036 | $1,010 | $1,281 |
Total Monthly Payment | $1,440 | $1,414 | $1,685 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.