Welcome to Belmont West! This beautifully maintained 4-bedroom, 2-bathroom home, built in 2020, combines style and efficiency with over 1, 800 square feet of open-concept living space and paid-in-full solar panels for energy savings. Step inside to find a welcoming layout featuring a spacious kitchen with granite countertops, espresso-toned cabinetry, and a breakfast bar, ideal for both casual meals and entertaining. The primary suite offers a massive walk-in closet and an en-suite bathroom complete with dual sinks and a walk-in shower, while the additional three bedrooms provide ample space and comfort. The living space opens onto a low-maintenance backyard, perfect for relaxation or gatherings. with thoughtful touches like a tankless water heater, Superior Garage Floor Coating, and a water softener system for added convenience. This model like home features a large 2 car garage, tankless gas water heater, indoor laundry room and hurricane shutters.
Located in the highly sought-after Belmont West community, this home is ideally situated near I-75, US 301, and US 41, making commutes to Tampa, St. Petersburg, and Sarasota convenient. The community offers a resort-style pool, lap pool, tennis and basketball courts, playgrounds, and scenic walking trails—all covered by an affordable annual HOA fee. Just minutes from local shopping, dining, and Apollo Beach, Belmont West offers not only a home but a vibrant lifestyle, with events, holiday celebrations, and block parties that create a true sense of community.
The fully owned solar panels lower utility costs while enhancing sustainability, making this home the perfect balance of modern living, efficiency, and community engagement.
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $761 | $761 | $761 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,183 | $2,100 | $2,665 |
Total Monthly Payment | $3,019 | $2,936 | $3,501 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.