Welcome to your dream home in the Mainlands of Tamarac by the Gulf, a maintenance free 55+ community. This immaculate waterfront property, designed and curated by the owner, exudes a clean modern feel, and offers an unparalleled living experience. Meticulously designed with a keen eye for detail, this home boasts an abundance of natural light, creating a warm and inviting ambiance throughout. Step onto new, luxury vinyl white oak flooring that not only enhances the overall aesthetic but boasts of easy maintenance and durability. Bedrooms feature new, plush neutral carpeting, faux wood blinds and unique fixtures. A new, striking kitchen features sleek Nano shaker cabinets, custom backsplash, and GE appliances. The quartz countertops provide a sleek and durable work surface for your culinary adventures, and features an inviting breakfast bar. The bathrooms look as if they came right from a designer magazine, with stunning tile, high end fixtures, custom lighting. There are two new exterior doors and newer windows throughout. The tile roof was replaced in 2017, the flat membrane roof was replaced in December 2023, and the high-capacity Lennox HVAC system was installed in 2020. The mud room between the garage and the kitchen comes complete with sliding doors to discreetly hide your new washer and dryer, and a laundry tub. Every inch of this residence reflects the owner’s commitment to excellence. Treat yourself to a maintenance free lifestyle to include a robust cable and internet package, trash removal, water and sewer and a clubhouse with an active social calendar. Section One has one of the largest pools in the Mainlands community, which is just a short distance away. There’s also routine house painting and maintenance, and complete lawn and irrigation service all included in the low monthly HOA fee. Bring your golf clubs, golf cart and pets are welcome. Located about 30 minutes from local airports, white sandy beaches and the vibrant downtown of St. Petersburg. Move in now, enjoy a beverage on your back patio gazing at the lake, and begin Life in Paradise.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$394,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $315,920 | $315,920 | $315,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $58 | $58 | $58 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,100 | $2,664 |
Total Monthly Payment | $2,315 | $2,233 | $2,797 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.