6297 Lori TERRACE, Port Charlotte, FL, 33981 | $309,990

Are you in search of a home with a HEATED POOL and NOT IN A FLOOD ZONE? Your search ends here! This charming single-family residence is nestled in the friendly community of Gardens of Gulf Cove, featuring a low annual HOA fee of $440, along with city water/sewer services and UNDERGROUND UTILITIES! Equipped with a NEW ROOF, NEW IMPACT WINDOWS, and recently upgraded DIAGONAL CERAMIC TILE throughout, this THREE BEDROOM, 2 BATH home is ideal for a seasonal getaway or for those looking to downsize.




The interior of this meticulously maintained property showcases a soothing neutral color scheme and a bright, welcoming living room. The spacious kitchen includes a closet pantry, solid wood cabinets, granite countertops, tasteful tile backsplash, and a dining area nearby. The generously sized primary bedroom boasts a large closet, and an en-suite bathroom featuring a stunning blue tile walk-in shower, updated vanity and beautiful wainscoting. The guest bath features the same wainscoting and a tub/shower combo. The additional two bedrooms are enhanced with built-in window seats, creating a tranquil space perfect for avid readers! INSIDE LAUNDRY for your convenience!! Home can be sold FURNISHED with an acceptable contract!




Step outside to discover your private retreat in the enclosed, screened-in pool area. You'll be tempted to take a dip in the SPARKLING BLUE pool, which enjoys western exposure—ideal for enjoying sunsets and warm winter evenings. NEW POOL PUMP just installed! The backyard is equally expansive and features a VINYL PRIVACY FENCE, along with full-house rain gutters.




This neighborhood is designed for pedestrians, with sidewalks lining most roads. Residents can also take advantage of the community's two sparkling pools (including one heated) and a clubhouse that offers exercise equipment, pool tables, card tables, air hockey, and a library. During the busy season, the association hosts a variety of community activities. Additional amenities include tennis courts that can be converted for pickleball, a basketball court, bocce, shuffleboard facilities, and other entertaining options.




A myriad of activities awaits you in this lively community and the surrounding areas, whether you are passionate about fishing or looking for a laid-back coastal lifestyle. You’ll find several nearby boat ramps and fishing piers, a wide selection of golf courses, a variety of local shops and restaurants, and of course, our pristine GULF BEACHES like Manasota and Boca Grande, just a short drive away. Don't miss out on visiting Dearborn Street in Englewood, known for its cafes and farmers' markets. Positioned conveniently between Ft. Myers and Sarasota, this location offers the charm of a small town while still being close enough to experience the excitement of city life! Plus, you'll have easy access to local and regional airports! Transferrable HOME WARRANTY good through May 2025.

Features

  • Amenities: Clubhouse, Fitness Center, Pickleball Court(s), Pool, Shuffleboard Court, Tennis Court(s)
  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1974
  • Garage: Driveway, Oversized
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,196
  • Acreage: 0.17
  • Est. Taxes: $3,918
  • HOA Fee: $440 Annually
  • View: Pool
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pool: Fiberglass, Heated, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: D6138691
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/D6138691/6297loriterrace_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/5/2024 11:34:36 AM)
Listing courtesy of RE/MAX ANCHOR   Phone: 941-697-5606

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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6297 Lori TERRACE, Port Charlotte, FL, 33981

$309,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $247,992 $247,992 $247,992
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.159% 6.276%
Monthly Tax Payment $327 $327 $327
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,650 $1,648 $2,091
Total Monthly Payment $2,051 $2,049 $2,492

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.