Welcome to 10 Somers Lane, a home where comfort meets convenience in the heart of Commack, NY. This expansive ranch-style abode boasts three bedrooms, two bathrooms, and a myriad of additional features that cater to a modern lifestyle. As you step through the culture-stoned front entrance, you're greeted by gleaming hardwood floors that lead the way to a spacious granite eat-in kitchen and New Kitchen Cabinets. This culinary space is a chef's delight, equipped with all the necessary amenities for both everyday meals and special occasions. The home's comfortable living area is enhanced by an electric fireplace, perfect for those cozy evenings in. Natural light floods the space through a skylight, further enhancing the warm and inviting atmosphere. The property also offers a full basement, providing ample storage options or potential for additional living space. Unique features such as a cedar closet add a touch of luxury and practicality to everyday living. Step outside to a backyard designed for relaxation and entertainment. A large Timber Tek composite deck overlooks the fenced rear yard, providing the perfect spot for alfresco dining or morning coffee. The yard is home to a gas-heated, lake-style in-ground pool with a waterfall feature, making it your private oasis. A pavilion with shade and electricity adds to the outdoor living space, perfect for hosting gatherings or enjoying quiet moments in the open air. The property is equipped with a Generac gas-powered generator, ensuring uninterrupted power supply. A Peerless Iron gas furnace and Platinum hot water heater ensure comfort throughout the year. The home also features a 2. 5 car heated and air-conditioned garage, providing ample space for vehicles and hobbies. The home is further enhanced by a New roof and gutters with gutter guards, reducing maintenance worries. The property also benefits from six zones of in-ground sprinklers, ensuring the outdoor spaces remain lush and green. Situated in the vibrant community of Commack, the property is surrounded by a variety of local amenities. From parks and recreational facilities to shopping and dining options, everything you need is within reach. Experience the perfect blend of comfort, convenience, and luxury at 10 Somers Lane. This is more than just a house; it's a place to call home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$869,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $695,200 | $695,200 | $695,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | $1,238 | $1,238 | $1,238 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,893 | $4,224 | $5,727 |
Total Monthly Payment | $5,223 | $5,554 | $7,057 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.