Run, don't walk! This stunning Amelia Concourse abode features a spacious 3-car garage and is set on a large, beautifully fenced lot—perfect for entertaining family and friends. Step inside to discover endless natural light, upgraded lighting fixtures, and an inviting open-concept floor plan that boasts a formal office at the front, complete with custom barn doors and elegant wood trim. The expansive kitchen is a chef's delight, overlooking the family room and spacious dining area, with expansive backyard views. It features an oversized island, stainless steel appliances, and abundant storage—ideal for culinary creations and gatherings. The main level also includes a tucked-away guest suite off of a full bath, ensuring privacy for visitors. Ascend to the second floor to find a massive loft/bonus room, perfect for relaxation or play. This level also houses two generous guest rooms, one with its own ensuite, and a serene master bedroom positioned at the back for added tranquility. Step outside to a backyard designed for entertaining! A charming pergola adorns the large patio, surrounded by a fully fenced yard for ultimate privacy. This outdoor oasis is truly an entertainer's dream! Located in the desirable Amelia Concourse community, you'll enjoy easy access to all shopping and dining needs, plus a quick 15-minute drive to the stunning Amelia Island Beaches and downtown Fernandina. The community offers fantastic amenities, including a gorgeous pool and a kids' splash zonemaking every day feel like a vacation! Don't miss this opportunity to live in luxury and style. Schedule your tour asap!
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $612 | $612 | $612 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,367 |
Total Monthly Payment | $3,343 | $3,340 | $4,054 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.