Charming Colonial Home in Watertown, CT Welcome to your dream home! This stunning colonial is beautifully situated on 0. 66 acres of level land, offering both privacy and space for outdoor enjoyment. Step into your backyard oasis featuring a 16 x 32 in-ground pool, surrounded by a lovely stamped concrete patio-perfect for summer gatherings or relaxing in the sun. As you enter, you'll be greeted by gleaming hardwood floors that flow throughout the open-concept main level. The spacious combination dining and living area boasts a stylish shiplap accent wall enclosing an electric fireplace, with a wall-mounted TV above for cozy movie nights. The dining area seamlessly transitions into a quaint sitting nook, highlighted by a custom-built hutch that adds both charm and functionality. The kitchen is a chef's delight, equipped with stainless steel appliances, shaker cabinets, and gorgeous granite countertops. Enjoy meals at the breakfast bar or in the cozy breakfast nook, complete with built-in bench seating-ideal for casual dining. Convenience is key with a main-level bathroom featuring granite countertops and a beautiful board and batten accent wall. The washer and dryer are thoughtfully located here for easy access. Ascend to the upper level where you'll find a luxurious primary suite. This spacious retreat includes a flexible area that can serve as a sitting room, home office, or can be enclosed for a second walk-in closet. The primary bathroom is a spa-like haven, featuring granite countertops, a walk-in tile shower, a jetted tub, and a generous walk-in closet. Two additional spacious bedrooms on the upper level provide plenty of room for family or guests, with a lovely full bath servicing this area. The basement adds even more value, offering 420 sq ft of finished space-perfect for a second family room, recreation area, or whatever your needs may require. Don't miss your chance to own this exquisite home in Watertown, where elegance meets comfort. Schedule a showing today and experience all that this property has to offer!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Ceiling Fan,Hardwood Floor | 9.5 x 16.0 | Upper |
Bedroom 2 | Ceiling Fan,Hardwood Floor | 11.0 x 12.9 | Upper |
Dining Room | Built-In Hutch,Combination Liv/Din Rm,Hardwood Floor | 12.0 x 14.0 | Main |
Full Bath | Granite Counters,Tub w/Shower,Tile Floor | 8.0 x 8.0 | Upper |
Half Bath | Granite Counters,Laundry Hookup,Tile Floor | 4.6 x 8.0 | Main |
Kitchen | Breakfast Bar,Breakfast Nook,Granite Counters,Hardwood Floor | 13.5 x 22.0 | Main |
Living Room | Fireplace,Hardwood Floor | 14.0 x 15.0 | Main |
Primary Bedroom | Ceiling Fan,Full Bath,Hydro-Tub,Stall Shower,Walk-In Closet,Hardwood Floor | 22.0 x 15.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,200 | $471,200 | $471,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $663 | $663 | $663 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,135 | $3,095 | $3,974 |
Total Monthly Payment | $3,890 | $3,850 | $4,729 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.