This stunning 4 bedroom, 3 bath brick home boasts a very young roof & a brand new air conditioning. Situated on a picturesque cul-de-sac lake lot , the split and open floor plan showcases luxury vinyl plank flooring throughout, enhancing the home's modern appeal. The formal living and dining rooms offer versatile spaces that can easily be adapted for various uses. A spacious gathering area extends to a large covered screened patio overlooking a serene lake. The gourmet kitchen is a chef's dream, featuring 42-inch white cabinetry, stainless steel appliances, Quartz countertops, a stylish subway tile backsplash, a deep farmhouse sink, & a convenient breakfast bar. Retreat to the owner's suite, which includes two full bathrooms—one equipped with a garden tub and the other with a separate shower, both featuring elegant granite vanities. This home also offers ample accommodations for guests with three generously sized spare bedrooms & additional guest bath. Conveniently located near NAS Jacksonville. The Clay County line. Downtown Jacksonville, the beaches and surrounding counties are just minutes away.
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Our Executive Mortgage Banker:
Our Insurance Division:
$384,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $307,920 | $307,920 | $307,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,049 | $2,047 | $2,640 |
Total Monthly Payment | $2,124 | $2,122 | $2,715 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.