Are you looking to be moved into your new home before the holidays? Check out this three-bedroom, one bath, 1950's property that has so much charm! From the moment you step foot into this home you will be welcomed with modern-day touches but also the historic qualities have been kept alive. Throughout the home you will admire the original hardwood floors that are in immaculate condition. The kitchen was recently updated with new tile, appliances, and countertops. The bathroom has a brand-new vanity and new tile in the shower/tub. The bedrooms are spacious with plenty of closet space. The newer upgrades include: 2022 entire interior repainted, 2021 AC, 2019 Electric hot water heater, 2019 Septic tank/drain field, and 2015 Roof. The laundry room is located outside just off the Florida room. Your carport is attached and covered. There is plenty of parking for all your upcoming gatherings. Come enjoy life on the dirt road and NO HOA. This property offers the option to make rental income, a vacation home or full-time residency. The home is located minutes from Award Winning Downtown Deland. Call today for your private showing. **MLS Info is intended to be correct but is not guaranteed and all information must be verified by buyers. **
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $198,400 | $198,400 | $198,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $212 | $212 | $212 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,320 | $1,303 | $1,673 |
Total Monthly Payment | $1,607 | $1,590 | $1,960 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.