*WATERFRONT* Palm Harbors MUCH DESIRED INDIAN BLUFF ISLAND! (AVAIL 8-1-24)Great living space in this bright clean 3bedroom 2bath home with COMBINED SQFTG of 2878. Approx 2000sft ON UPPER MAIN LEVEL, and approx 900sft on LOWER LEVEL offering a 3rd bedroom in-law suite/Office complete with AC & kitchenette. 2-CAR garage with 10FOOT TALL GARAGE DOORS to accommodate truck or boat AND workshop/storage for your water toys etc, PLUS AC to keep it cool! A Beautiful brick paved circle driveway will hold plenty of vehicles. NEW DOCK, NEW SOD, NEW WRAP AROUND Balcony with NEW STAIRS made of long-lasting trek deck. The upper Deck facing the water off the living area is massive at 37ft long x10ft Wide. FULLY FENCED YARD, NEW sod, NEW landscaping, NEW interior/exterior paint, NEW AC on 1st level. As you enter this coastal colored home, on the ground level is the in-law room or it could be for the artist, kids, office, anything you desire(20’x36’). up the stairs you will enter into the main living level with GLEAMING REAL WOOD FLOORS throughout with ceiling fans in each room. The living room has vaulted ceilings with extra upper windows for lighting. Large kitchen offers stainless steel appliances, plenty of cabinets, separate dining area(13x12) with a door leading to the wrap around balcony offering west sunset water views. MASTER BEDROOM FACES THE WATERFRONT and has a walk-in closet, bathroom with shower, high ceilings with extra storage with sliding doors leading to enclosed air-conditioned patio with another set of sliders leading out to the 37x10 balcony. Separate laundry room and central vacuum. Guest room 12x14 has walk-in closet. Guest bath has shower/tub combo. The PINELLAS trail is in the neighborhood for your biking and jogging desires. you can take long rides on the trail South or North with eateries right off the trail. Close to shopping, Golfing, hospitals, excellent school zone for Palm harbor middle and PH university high school. 10 minutes to Dunedin Beach/Honeymoon island. 8 minutes to Tarpon Springs. less than 30 minutes to Clearwater Beach. less than 40min to Tampa international airport. This is an excellent location and best of all a WATERFRONT HOME- in a protected cove- fish from your dock, watch dolphins, bird, and sea life right from your own backyard. 1st, last, security, INCLUDES grounds care and pest control . call for appointment
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $3,596 | $3,596 | $3,596 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $24 | $24 | $30 |
Total Monthly Payment | $99 | $99 | $105 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.