Come live your best life in Victoria Gardens/Cresswind 50+ Active Community ~ This amazing home is Stunning from start to finish and available for you to enjoy now. The Lily with upstairs bonus / In-law Suite ~ 3 split bedrooms, 3 full baths, Mega Kitchen, Office and 2 car garage w ceiling storage racks. Its Light & Bright with High end finishes. Features include; Plantation Blinds, Double Pane Hurricane Windows, Tankless Natural Gas Hot Water Heater, Tray ceilings w Crown Moldings, Ceiling Fans, Central Vacuum, and Water Treatment System. The Chefs gourmet kitchen features beautiful tile backsplash, extra large breakfast bar, walk-in pantry, wall oven, stainless steel appliances. The laundry room features above extra cabinets, Sink, and washer & dryer. The owners suite is kingsized with en suite, features 2 separate vanities, walk-in Shower, private commode and walk-in closet. The Screened Lanai is spacious and over looks the fenced yard. The upstairs is over 1100 sq ft and perfect for guest or live-in with private bedroom and bathroom. You'll have Private access to the Newly Renovated Clubhouse with heated resort-style pool, fitness center, jacuzzi, ballroom, billiards room, restaurant and bar, craft room, library, game rooms, lighted tennis & pickleball courts, and miles of nature trails. HOA covers total lawn care, hi-speed internet, HD Cable TV, irrigation water for grass, Two gated entrances. The public 18 hole Golf course is just across the street. Minutes to the Quaint, Historical downtown Deland voted BEST MAIN STREET, Southern Charm, Blocks of culture, Boutiques, Fine Dining, Brewery, Wine Bars, and Home to Stetson University. Only a short drive to the beautiful beaches of the east coast! Minutes to PUBLIX, ALDI, Starbucks, and Chick-fil-a to name a few. Located across from the Village Center, Advent Health Medical Park facilities, Transportation, and I-4. Appointment Only.
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Our Executive Mortgage Banker:
Our Insurance Division:
$489,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $344 | $344 | $344 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,702 | $2,600 | $3,299 |
Total Monthly Payment | $3,121 | $3,019 | $3,718 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.