Welcome to your dream home! This spectacular 4 bedroom, 3 bath colonial in the vibrant Biltmore Shores was custom-built in 2003 to include every detail your discerning heart could desire! From the moment you enter thru the elegant front door you are struck by the grandeur of the central staircase and vaulted ceilings which provide abundant sunlight that reflects off the natural, golden hardwood floors! As you move seamlessly from the grand formal dining room to the enormous, open concept kitchen with connecting family room, you feel the openness provided by the 9-foot ceilings! The gourmet kitchen with lovely granite countertops has a large island for gatherings and celebrations and comes complete with a 48" Wolf stove with 6 burners and gas grill, and a classic Sub-Zero Refrigerator! Light the warm, gas fireplace with the touch of a button in the cozy formal living room adjacent to the family room. Each of the 4 upstairs bedrooms are extremely spacious, but the huge primary bedroom suite is a private oasis of tranquility with a vaulted tray ceiling, two large walk-in closets, and an enormous, spa-like bath with a heated two-person tub and a separate steam shower! This beautiful home sits on an impeccably manicured, park-like lot, with lush green lawn and gardens and fenced backyard, perfect for summer barbecues or quiet evenings. This home offers amenities galore, including 2 zone CAC, central vacuum, Energy Star Appliances, In-ground sprinklers, detached garage, large stand-up attic space, Anderson tilt-in windows, a front porch for sitting or rocking in your favorite chair, and so much more! With rights to the Biltmore Beach Club and Marina, this is Long Island living at its finest! Will not last!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,199,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $959,200 | $959,200 | $959,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.004% | 6.738% | 6.307% |
Monthly Tax Payment | $1,814 | $1,814 | $1,814 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,598 | $6,142 | $8,159 |
Total Monthly Payment | $7,537 | $8,081 | $10,098 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.