Welcome to your new home in Village Lights! This beautiful 3-bedroom, 2. 5-bath townhome seamlessly blends convenience, style, and comfort. Perfectly situated within walking distance to vibrant downtown Bethel, this residence offers easy access to local shops, restaurants, entertainment and the Bethel Metro North station. Step inside to discover a spacious and open floor plan accentuated by hardwood floors throughout. The bright and airy living area with fireplace flows effortlessly into a well-appointed kitchen, ideal for both everyday living and entertaining guests. The main level is completed by an additional living room with access to the back deck and a dedicated office space that provides the perfect setting for remote work or a quiet study area. The upper level boasts a serene primary bedroom complete with an ensuite bath and walk in closet, offering a private retreat after a long day. Two additional bedrooms are generously sized, providing ample space for family or guests. Conveniently located on the same floor, the laundry area adds to the home's practicality. Looking for more space? The unfinished lower level presents a fantastic opportunity to create additional living area, a home gym, or a playroom tailored to your needs. With a spacious 2-car garage, you'll have plenty of room for vehicles and extra storage. The community provides ample guest parking as well. This home has been freshly painted from top to bottom and a new hot water heater was installed in June 2024, truly nothing to do but move in! Don't miss your chance to make this exceptional property your own! **Professional Photos Coming Soon**
Type | Description | Level |
---|---|---|
Bedroom 1 | Walk-In Closet,Hardwood Floor | Upper |
Bedroom 2 | Walk-In Closet,Hardwood Floor | Upper |
Dining Room | Combination Liv/Din Rm,Hardwood Floor | Main |
Family Room | Gas Log Fireplace,Hardwood Floor | Main |
Full Bath | Tub w/Shower,Tile Floor | Upper |
Half Bath | Tile Floor | Main |
Kitchen | Breakfast Bar,Granite Counters,Island,Pantry,Hardwood Floor | Main |
Living Room | Balcony/Deck,Hardwood Floor | Main |
Office | Hardwood Floor | Main |
Primary BR Suite | Full Bath,Walk-In Closet,Hardwood Floor | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $447,200 | $447,200 | $447,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $722 | $722 | $722 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,089 | $2,972 | $3,771 |
Total Monthly Payment | $3,903 | $3,786 | $4,585 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.