If you've been dreaming of a home that blends history with modern comfort, the Coxsackie Cottage is calling your name! Nestled in one of the Hudson Valley's hottest riverfront towns, this charming 1930 cottage at 53 Van Dyck St has been lovingly renovated and restored. Inside, you'll be greeted by the timeless charm of the original white oak hardwood floors, beautifully refinished to give the home warmth and character. The delightful kitchen bathed in natural light is a true highlight of the home, with its Douglas Fir hardwood floors, sleek white cabinets, stainless steel appliances, and quartz countertops creating the perfect space for cooking, hosting dinner parties or enjoying intimate meals in the cozy dining nook. As you make your way upstairs, the original Dutch staircase adds a touch of history while leading you to the newly added primary suite floor. This peaceful retreat offers a spacious bedroom, a cozy office nook for work-from-home days, and a spa-like bathroom with a large tiled shower - a perfect place to unwind after a long day. The first floor bathroom has been refreshed with new flooring, fixtures, and a pop of personality from fun wallpaper. Tastefully restored and thoughtfully updated throughout, the home's renovations extend past the interiors. Outside, the trim has been freshly painted, and the chimney fully updated. The backyard is perfect for entertaining or relaxing, featuring a brick patio and a screened-in gazebo, providing a dreamy spot for outdoor gatherings or meditative moments. Sitting on a spacious . 24-acre lot, the Coxsackie Cottage is beautifully landscaped with a row of white birch trees in the front yard, offering both charm and privacy. The 3-season porch is the ideal spot to sip your favorite beverage any time of day. Located just a short distance from the Reed Street Historic District, where you'll find shops, local eateries, and entertainment. Coxsackie Riverside Park is the perfect spot for farmers markets, summer concerts, and breathtaking Hudson River views. Plus, you're less than 30 minutes from Albany, Windham Mountain, and Hudson's Amtrak station, with the Berkshires close by as well. For those weekend city escapes, you're just 2. 5 hours from NYC. The Coxsackie Cottage combines cozy vintage charm with modern luxuries at an unbeatable location. And with furnishings negotiable, it is truly turnkey & ready to be your new home!
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,200 | $255,200 | $255,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,698 | $1,696 | $2,152 |
Total Monthly Payment | $1,773 | $1,771 | $2,227 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.