Rare opportunity to purchase an oversized lot, LAKE FRONT, in Bahia Lakes. OUR HOME STOOD STRONG AND DRY FROM FLOODING THROUGH THE SURGE OF HELENE AND THE WINDS FROM MILTON. This is a certified pre-loved, one owner home, first time on market. The Seller proactively had an inspection completed 10/30/2024 with a clean inspection report, so the Buyer can buy with confidence. The NEW ROOF was just completed 10/23/2024 with Transferable Warranty.
As you drive up to the home you will immediately notice the distance between you and your neighbor and a view of the lake. As you enter the front door, you can look out through the back of the home through the sliding glass doors to the lake with no backyard neighbors, EVER! No neighbors across the street in the front of the home. Nothing will ever be built on the opposite side of the lake due to county conservation area. Home is surrounded by mature areca palms for extra privacy. The backyard is nature-scaped with artificial pet friendly turf for a maintenance free backyard and zero grass/pollen/dirt to ever be carried into the home from people or pets. The backyard is fully fenced with a separate fenced in grilling area.
One of the four bedrooms is a junior suite with its own bath making it a great guest room, or in-law suite. Master suite has two separate master closets, garden tub, separate shower and private toilet with door. This is a true four-bedroom home and three full baths with a 3-car garage on an oversized lakefront lot. Extremely rare find at this price point with an extremely LOW HOA compared to neighboring communities.
Enjoy the tropical garden view from the breakfast nook and the master garden tub of the mature areca palms that resemble bamboo. Home has a custom brick accent wall in the family room/formal dining room with custom sliding barn doors, (currently used as a gym) custom wood accent wall in the master suite and custom stone wall in kitchen with matching custom stone knee wall. The custom-built sliding barn doors off the foyer have created a private space to be used as anything you like. Home is completely tiled throughout including the closets.
This home is in pristine working condition, the original owner has meticulously maintained this home since purchased in 2010. Home has been newly sodded in the front and side yards, custom exterior paint hand rolled for durability and longevity. A/C maintenance completed seasonally, and new hot water tank.
This community is small, and quaint of just 431 homes and centrally located roughly 45 mins to Tampa, St Pete and Sarasota. Making it a great location to spend your weekends in a different city each weekend for a variety of entertainment, restaurants and events.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,920 | $423,920 | $423,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $421 | $421 | $421 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,820 | $2,818 | $3,635 |
Total Monthly Payment | $3,333 | $3,331 | $4,148 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.