One or more photo(s) has been virtually staged. 10 FT CEILINGS THROUGHOUT. . . WOOD BURNING FIREPLACE. . . POOL. . . FIREPLACE. . . CLOSE TO EVERYTHING. . . ZONED FOR PALM HARBOR HIGH. . . Welcome to your ideal home in the heart of Palm Harbor, Florida! This charming 3-bedroom, 2-bathroom residence combines comfort, style, and a fantastic location, perfect for families or those seeking a peaceful retreat. As you step inside, you’ll be welcomed by a spacious, open floor plan filled with natural light, creating a warm and inviting atmosphere.
The well-designed kitchen is a central feature, offering ample cabinetry, plenty of counter space, and a breakfast bar for casual meals. The adjoining dining and living areas flow seamlessly, providing an ideal setup for entertaining friends or enjoying family time.
The primary bedroom is a true retreat, complete with an en-suite bathroom and generous closet space. Two additional bedrooms are well-sized, offering flexible options for family, guests, or a home office. The second bathroom is conveniently located and tastefully designed.
Outside, enjoy Florida living to the fullest with a private backyard perfect for barbecues, gardening, or creating your own outdoor oasis. This home is nestled in a friendly neighborhood close to Palm Harbor’s top-rated schools, parks, shopping, dining, and Gulf Coast beaches.
With its ideal location and charming layout, this Palm Harbor gem is ready to welcome you home!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$565,800
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $452,640 | $452,640 | $452,640 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $682 | $682 | $682 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,011 | $3,008 | $3,817 |
Total Monthly Payment | $3,785 | $3,782 | $4,591 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.