Don't miss out on this exceptional, luxury, customized home at The Cottages. Expanded patio with large grille, gas piped stone fire pit, awning & enclosed outdoor shower. The main living area offers a powder room, great room including a customized kitchen with an herb window, larger center island, a custom built bar, a gas fireplace with a custom surround & added dining room w/ a triple slider to your outdoor living area. Elegant primary bedroom with wall to wall custom cabinetry, double closets, a large tiled shower with frameless shower doors and stack laundry closet. Second floor offers a guest bedroom, den or 5th sleeping area and full bath. Finished lower level includes a game room area with built-ins, full bath with marble floors, two guest bedrooms , a desk nook with storage closet, larger family room with built-ins, storage area and bulkhead to exterior. Attached 1-car garage. See the incredible list of features and highlights. Being sold mostly ''turn key''.
Type | Description | Level |
---|---|---|
Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Hardwood, Cable Hookup | Second |
Bedroom 3 | Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Cable Hookup, Recessed Lighting | Basement |
Bedroom 4 | Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Cable Hookup | Basement |
Dining Room | Coffered Ceiling(s), Flooring - Hardwood, Slider | Main,First |
Kitchen | Closet/Cabinets - Custom Built, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Kitchen Island, Cabinets - Upgraded, Open Floorplan, Recessed Lighting, Stainless Steel Appliances, Lighting - Overhead | Main,First |
Living Room | Cathedral Ceiling(s), Ceiling Fan(s), Vaulted Ceiling(s), Flooring - Hardwood, Cable Hookup, Exterior Access, Open Floorplan, Recessed Lighting, Lighting - Pendant, Flooring - Engineered Hardwood | Main,First |
Master Bedroom | Bathroom - 3/4, Ceiling Fan(s), Walk-In Closet(s), Flooring - Hardwood, Cable Hookup, Exterior Access, High Speed Internet Hookup, Recessed Lighting, Closet - Double | Main,First |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,516,000 | $1,516,000 | $1,516,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.004% | 6.738% | 6.307% |
Monthly Tax Payment | $590 | $590 | $590 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,847 | $9,707 | $12,895 |
Total Monthly Payment | $9,562 | $10,422 | $13,610 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.