This charming and well-maintained end unit has views of two different ponds and features a private wrap-around deck that's perfect for relaxing and enjoying the surrounding nature. This home has an energy-efficient ductless HVAC system for heating and cooling that was installed in 2015 for year-round comfort. The unique architectural details include two spiral staircases; one ascending to a versatile loft that can serve as an office or additional bedroom, and the other leading down to the lower level, where you'll find a fully finished family room with a cozy fireplace. The lower level also provides access to the laundry room and garage. The main level living room features vaulted ceilings and modern lighting fixtures along with lovely hardwood floors which add a touch of elegance The two sliding glass doors that open onto the deck seamlessly blend indoor and outdoor living. The updated kitchen boasts stainless steel appliances and granite countertops while the dining room has hardwood floors and expansive windows that let the sun in while looking out over the pond. The primary bedroom features wall-to-wall carpeting and overlooks the other tranquil pond, providing a peaceful retreat.
Type | Description | Level |
---|---|---|
Bedroom 1 | Skylight,Vaulted Ceiling,Wall/Wall Carpet | Upper |
Dining Room | Hardwood Floor | Main |
Family Room | Fireplace,Hardwood Floor | Lower |
Kitchen | Granite Counters | Main |
Living Room | Vaulted Ceiling,Ceiling Fan,Sliders,Hardwood Floor | Main |
Primary Bedroom | Wall/Wall Carpet | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,920 | $159,920 | $159,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $243 | $243 | $243 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,105 | $1,063 | $1,349 |
Total Monthly Payment | $1,423 | $1,381 | $1,667 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.