The American Dream is still very much alive in Clearwater. Rare 4 bedroom home at this price point. Countryside Estates is has been a popular destination in the Tampa Bay Area for 40 years and this home is an affordable way find your place here. Updates include the kitchen, bathrooms, new a/c system in 2020, electrical panel upgrade in 2019, and the roof was replaced in 2014. Majestic oaks threes in the front and back yard provide beauty and shade. Enter into a family room with a wood-burning fireplace. A generous dining area is adjacent to the updated kitchen. The family room has vaulted ceilings and sliding glass doors leading out to the large (10' X 18') screened lanai. The back yard is fully fenced and the entire neighborhood is high and dry with no flood or evacuation zones to contend with. Enjoy access to the country club and all it has to offer. Another benefit is the easy and close access to shopping, beaches, parks, restaurants, entertainment/sports venues, healthcare and airports. Make your appointment today to see this home.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $483 | $483 | $483 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,210 | $2,126 | $2,698 |
Total Monthly Payment | $2,768 | $2,684 | $3,256 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.