You could be in your new home for the Holidays! Don't miss out on the beautifully maintained home located in the sought after community of Terra Bella. This home is in the perfect location to easily access all that Land O Lakes and Wesley Chapel have to offer, with easy access to I-275 and I-75, just minutes away from the Tampa Premium Outlets, Wiregrass Mall, restaurants and more! Walk through the front door to a spacious open floor plan that includes the Great Room, Eat-in Kitchen, and Dining room. Perfect for entertaining! The kitchen features stainless appliances, a large pantry, solid wood cabinets and granite countertops. Just off the kitchen is the laundry room that includes additional storage and connects to the 2-car oversize Garage. Just off the Great Room is your screened Lanai and fenced back yard. Buyer can choose to keep the swing set and playhouse in the backyard, or Seller will remove it. Bedrooms are laid out in a split plan, with 2 Bedrooms and a Full Bath at the front of the house. The private Primary Bedroom is big enough for a King bed with room to spare! It also has a large walk-in closet and an en-suite Bathroom. This bathroom features double sinks, a large soaking tub, separate shower and granite counters. No carpet in this home! Living areas are all tile and the bedrooms are all Luxury Vinyl Plank. The home is freshly painted inside and out! New HVAC in 2023 and it includes a UV Filtration system. The Nest thermostat and Google doorbell are included. The landscaping includes lights on a timer to showcase the home in the evening. Terra Bella has a beautiful community pool, in this small private community tucked away of SR-54. This home is move in ready! Come see it today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $415 | $415 | $415 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,404 | $2,313 | $2,935 |
Total Monthly Payment | $2,894 | $2,803 | $3,425 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.