134 Lake Frances Drive, West Palm Beach, FL, 33411 | $122,000

Great opportunity for a first-floor 1-bedroom, 1. 5-bath condo in the desirable Golden Lakes, a gated 55+ community. This move-in-ready unit features a nice kitchen, laminate flooring, a 2024 AC unit, and a walkin closet, with tranquil canal views to enjoy from your living space. This condo includes two parking spaces (one reserved and one open). Golden Lakes offers a vibrant lifestyle with a range of amenities, including a large pool, clubhouse, shuffleboard courts, picnic area, game room, library, fitness center, and a convenient courtesy bus service. Residents can enjoy a variety of year-round social activities. Water and cable are included in the monthly fee, and the association requires a 20% down payment. Come see! Photos coming soon!

Features

  • Parking: Assigned,Guest
  • Heating: Central
  • Cooling: Central
  • Levels: 2
  • Amenities: Clubhouse,Common Laundry,Community Room,Fitness Center,Game Room,Library,Manager on Site,Picnic Area,Pool,Shuffleboard,Sidewalks,Tennis
  • Bedrooms: 1
  • Baths: 1 full / 1 half
  • Complex: GOLDEN LAKES VILLAGE CONDO 1 THRU 13-A
  • Development: GOLDEN LAKES VILLAGE
  • Year Built: 1979
  • Common Charge: $410
  • Approx Sq. Feet: 704
  • Est. Taxes: $1,516
  • View: Canal
  • Adult Communities: Yes
  • Water Front: Yes
  • Elem. School: Benoist Farms Elementary School
  • Middle School: Jeaga Middle School
  • High School: Royal Palm Beach High School
  • Pet Policy: Restricted
  • MLS#: RX-11032757
  • Website: https://www.raveis.com
    /prop/RX-11032757/134lakefrancesdrive_westpalmbeach_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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134 Lake Frances Drive, West Palm Beach, FL, 33411

$122,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $97,600 $97,600 $97,600
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.708% 7.133% 6.256%
Monthly Tax Payment $126 $126 $126
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $674 $649 $823
Total Monthly Payment $875 $850 $1,024

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.