Welcome to this delightful 2-bedroom, 2-bath ranch home in the heart of North Kingstown! This inviting residence boasts a unique blend of comfort and creativity, featuring expertly crafted paint accents that add character and charm throughout. Step inside to discover a spacious living area filled with natural light, perfect for both relaxation and entertaining. The well-appointed kitchen offers ample storage and counter space, ideal for culinary enthusiasts. Each of the two bedrooms provides a cozy retreat, with an updated full bath, with the convenience of single level living. The partially finished basement presents endless possibilities, making it an ideal space for a home office or recreational room perfect for work or play! The outdoor space is just as captivating, with a beautifully landscaped yard that invites you to enjoy the fresh air in the oversized back yard. Whether you're sipping coffee on the patio or gardening, this property is a true sanctuary. Conveniently located near parks, shopping, and top-rated schools, this home is perfect for those seeking a vibrant community. Don't miss the opportunity to make this uniquely styled ranch your own! Schedule a showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$449,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $368 | $368 | $368 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,455 | $2,392 | $3,035 |
Total Monthly Payment | $2,898 | $2,835 | $3,478 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.