***OPEN HOUSE 11/23 11AM-1PM***
This absolutely charming Ortega home is nestled on Country Club Road and could not be any sweeter! Boasting old Ortega charm with new and modern improvements, it's the perfect combination to call home. As you enter, note the formal living room complete with a focal point fireplace, large (new) picture windows and original hardwood floors. Custom barn doors open into the spacious and lovely dining room-an ideal spot to gather family and friends. French doors lead you out back, too! A renovated kitchen showcases white shaker cabinetry, beautiful granite countertops, stainless steel appliances and the cutest dining nook--just perfect for breakfast or homework time! A spacious den off of the kitchen with a stone fireplace and new LVP flooring will quickly become the core gathering place for everyone with movie time, board games, and cozy nights in! Laundry closet is located here and this room provides another access point to the backyard. On the other wing of the home, you will find the bedrooms and bathrooms, conveniently laid out for increased privacy. Two well-sized bedrooms share a cute full bathroom. The primary suite is complete with a newly renovated full bathroom and ample storage space. Head out to the amazing backyard to the no maintenance composite deck that is an extension of living space for gatherings. A few more bonuses include: Exterior of the home was just freshly painted, brand new Pella windows throughout, 2016 electric panel, 2022 water heater, HVAC 2016, Stove/Dishwasher 2016, Fridge 2020, 2022 Alpha Foundations structural work (transferable), and new vapor barrier under home in 2024. Location is convenient on this tree-lined beautiful street just blocks from major roads, shopping, restaurants, and NAS Jax.
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Our Executive Mortgage Banker:
Our Insurance Division:
$639,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,920 | $511,920 | $511,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $366 | $366 | $366 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,406 | $3,402 | $4,389 |
Total Monthly Payment | $3,864 | $3,860 | $4,847 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.