Nestled on 13 picturesque acres with 4 bedrooms and 3 baths just minutes from downtown St. Albans, this stunning contemporary home offers a perfect blend of modern design and natural beauty. The layout is ideal for both relaxation and entertaining. Large windows fill the open-concept living spaces with natural light, showcasing the surrounding landscapes. The first floor open plan has an eat in kitchen open to the hearth which opens to the dining room and living room. First floor laundry, mudroom and full bath as well. Step out on the large back deck and take in the view! On the second level you'll find an open loft to downstairs hosting the primary en suite, 2 additional bedrooms and another full bath. Oversized 2+ car garage provides convenient storage and easy access, while the expansive grounds invite outdoor activities and exploration. A bonus garage on the side for all your summer/winter toys. Chicken coop on the expansive parcel for fresh eggs all year. Once you cross over the creek in the driveway, you'll feel right at home! This home is a serene retreat that combines comfort and style in a picturesque setting.
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Our Executive Mortgage Banker:
Our Insurance Division:
$418,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $334,400 | $334,400 | $334,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $620 | $620 | $620 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,225 | $2,223 | $2,820 |
Total Monthly Payment | $2,920 | $2,918 | $3,515 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.