1/2 ACRE, DOUBLE LOT!!! LARGE OPEN FLOOR PLAN!!! Being sold TURNKEY!!! X-FLOOD ZONE so no flood insurance is required by the lender!!! PUBLIC WATER and SEWER!!! 3 BEDROOM split floor plan with OVERSIZE GARAGE, office and HEATED POOL!!! 2021 ROOF!!! 2017 HVAC!!! 2021 water heater!!! 2018 pool heater!!! GREAT ROOM FLOOR PLAN!!! STAINLESS KITCHEN APPLIANCES!!! This 3 bedroom/2 bathroom POOL HOME is LOADED with EXTRA FEATURES: from the ST. AUGUSTINE sod, to the 1/2 acre double lot, to the HEATED POOL and everything you will find inside!!! As you approach the SCREENED IN FRONT PORCH of this lovely home, you will notice the PROTECTION from the HURRICANE SHUTTERS! As you enter, astonishment will come to mind as you notice the EXPANSIVE GREAT ROOM and TOWERING CATHEDERAL CEILING with views from the front door straight out to the OUTDOOR LIVING AREA! The kitchen offers all the features you admire: abundant storage, STAINLESS APPLIANCES, PULL-OUT DRAWERS, solid surface countertops, tile backsplash and an under-the-sink REVERSE OSMOSIS system! A PRIVATE OFFICE off the laundry room separates your work space from your entertaining space! The OVERSIZE GARAGE with EPOXY FLOORING offers a DEPTH of 25' SO YOU CAN FIT your FULL-SIZE TRUCK inside! Wall cabinetry in the garage offers even more storage! EACH BEDROOM provides LARGE WALK-IN CLOSETS for maximum storage! The outdoor living area has easy access inside through the pool bath entrance! Outside, your ST. AUGUSTINE SOD is fed from a private well and irrigation system! No paying for city water to water this grass. . . This fantastic home offers all the private space you desire with its DOUBLE LOT, great room floor plan and oversize garage!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $303 | $303 | $303 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,210 | $2,126 | $2,698 |
Total Monthly Payment | $2,588 | $2,504 | $3,076 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.