Completely Updated & 4 Miles to the Beach! This condo is a meticulously maintained 2-bedroom, 2-bathroom unit that offers a comfortable and spacious living environment. This delightful residence encompasses a charming screened-in Lanai and storm door, providing a lovely outdoor space to enjoy the beautiful Florida weather and peaceful surroundings. The unit was built in 2002, showcasing modern construction and a well crafted design. Several updates and renovations have enhanced the appeal and functionality of this home. The kitchen boasts new granite countertops, new soft-close cabinetry, along with a new refrigerator (2023) & microwave (2023), creating a stylish and functional culinary space. Notable interior enhancements include new light fixtures, modern bathroom vanities with granite countertops, walk-in closets, crown molding, and new baseboards, elevating the overall aesthetic of the space. The residence features tile flooring throughout, further contributing to its contemporary and low-maintenance appeal. Nestled within the Palms of Cortez Community, this condo offers access to a range of desirable amenities, including a pool, fitness center, and clubhouse, providing opportunities for relaxation, fitness, and community engagement. Additionally, the community's well-maintained grounds and landscaping contribute to a serene and inviting living environment. The prime location of this residence adds to its allure, as it offers convenient access to a variety of local attractions. It is situated just 4 miles from the beach, providing easy access to the coastal niceties. Furthermore, the walkability to Walmart, shopping centers, and restaurants ensures convenient access to everyday essentials and dining options, adding to the accessibility and desirability of this location. All in all this beautifully updated residence offers a comfortable and modern living experience within a vibrant and well-connected community in West Bradenton, Florida.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,200 | $223,200 | $223,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $155 | $155 | $155 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,542 | $1,483 | $1,882 |
Total Monthly Payment | $1,772 | $1,713 | $2,112 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.