This home has flood damage from Hurricane Helene. About 12" of water intrusion. First time this property has ever flooded. Home is being sold as-is and can only be sold to a CASH buyer or construction loan. The Sellers immediately began remediation process. All damaged material has been removed. Walls were taken out to the ceiling so perfect opportunity to recreate the home of your dreams. Tile flooring is intact, bathrooms have some fixtures that were salvaged including the primary glass shower enclosure and tiles. Countertops were salvaged. Instead of starting from scratch come see this large foot print, solid block construction, newer seawall, and beautiful pool, dock and boat lift in place as well. Property will have be conveyed with new roof and new pool equipment, and a new 2 car garage door. Located in the Northeast neighborhood of St. Petersburg, this charming 4-bedroom, 3-bathroom waterfront residence offers peaceful living with convenient access to city amenities. Separated by Placido Bayou from city noises, it's only a 10-minute drive to downtown with its variety of restaurants, museums, and entertainment on Tampa Bay’s shores. National supermarkets and highly rated schools are nearby. For boating and fishing enthusiasts, the backyard dock and boat lift provide access to Tampa Bay and the Gulf. Enjoy fishing trips, relaxing boat rides, or kayaking into Placido Bayou. Denver Park, a block away, offers a playground, tennis and pickle-ball courts, a baseball diamond, and dog-walking areas. At home, enjoy the custom pool and spa, or relax on the screened lanai. Inside, natural light fills the open-concept living area. The floor plan provides privacy for the master suite located on the opposite side of the house from the other three bedrooms and two baths. A two-car garage with laundry area. Mature landscaping features foxtail palms, a large Camphor tree, Christmas
palms, and privacy hedges.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $513 | $513 | $513 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,248 | $5,481 |
Total Monthly Payment | $4,858 | $4,853 | $6,086 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.