Adorable ranch home on nearly half an acre in a peaceful, nature setting. Home has been almost completely remodeled since purchase last year. New roof 2023, new luxury vinyl plank flooring throughout (2024), new kitchen complete with new stainless appliances (2024), new bathrooms (2024-ongoing), new interior and exterior paint (2024). New windows (2023). New interior and exterior doors (2023) Newer A/C. The home has a carport attached, a detached block workshop AND a newer 12x20 gambrel roof shed with 2 storage lofts! Beautiful oaks, magnolia and a pear tree are sprinkled throughout the property. Sides and rear of property are fenced so you could easily add a little more and have a fully fenced yard or fully fenced back yard for your furry friends. The remodeling is ongoing and the list price of the home will reflect and update as more projects are completed. Master bath shower needs tiled. Baseboards in 3 bedrooms need completed. The laundry room conversion is underway which will give a beautiful laundry/pantry space. On the exterior, soffit and fascia need completed, a door needs installed on the workshop and touch up painting will be next. If you're handy and want a great home on a beautiful, peaceful property, this may be a great opportunity for you to finish the few projects remaining. Most of the material to complete is on site. You can add the finishing touches and personalize this home to suit you. Both storage buildings are wired and set up for power. There is also an RV hook up on site. More photos will come as projects are completed.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$239,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,920 | $191,920 | $191,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $145 | $145 | $145 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,277 | $1,276 | $1,618 |
Total Monthly Payment | $1,497 | $1,496 | $1,838 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.